BUSINESS LOANS
SIMPLIFIED

GET FUNDED
What do you need your business loan for?

FLEXIBLE BUSINESS LOAN

A Business Loan with a redraw
option for any business purpose

From 7.58%*

Facility Term 3-12 months

  • Loan amounts from $5,000 to $500,000
  • Any business purpose
  • Convenient redraw option
  • Sized according to business turnover
  • Easy application process
GET STARTED

LINE OF CREDIT

A revolving Line of Credit
for international supplier purchases

From 7.58%*

Facility Term revolving

  • Loan amounts from $5,000 to $500,000
  • True revolving Line of Credit
  • Pay international supplier purchases
  • Only pay interest on funds used. No line fees or establishment fees
  • Simple repeat transaction process within credit limit
  • Highly competitive FX rates through our FX partner
GET STARTED

LINE OF CREDIT

A revolving Line of Credit
for supplier purchases

From 7.58%*

Facility Term revolving

  • Loan amounts from $5,000 to $500,000
  • True revolving Line of Credit
  • Pay international supplier purchases
  • Only pay interest on funds used. No line fees or establishment fees
  • Simple repeat transaction process within credit limit
  • Repayments replenish available credit
  • Highly competitive FX rates through our FX partner
GET STARTED

VEHICLE FINANCE

Finance for the purchase
of business vehicles

From 9.75% p.a.

Facility Term 2 to 5 years

  • Loan amounts from $5,000 to $250,000
  • Terms from 2 years to 5 years
  • Simple vehicle secured term loan with no surprises
  • Vehicles up 12 years of age at end of loan term
  • Choice of fully amortizing or balloon
  • Loans available for private sale
  • Take ownership of vehicle from day one (not a lease or rental)
  • For business use only
  • With early repayment option
GET STARTED

TRUCK & TRAILER FINANCE

Finance for the purchase
of truck or trailer

From 12.75% p.a.

Facility Term 2 to 5 years

  • Loan amounts from $5,000 to $150,000
  • Terms from 2 years to 5 years
  • Light commercial, trucks up to 4.5t and trailers
  • Up to 12 years of age at end of loan term
  • Choice of fully amortizing or balloon
  • Loans available for private sale
  • Take ownership from day one (not a lease or rental)
  • For business use only
  • With early repayment option
GET STARTED

EQUIPMENT FINANCE

Finance for the purchase of a wide range
of business equipment

From 12.75% p.a.

Facility Term 2 to 3 years

  • Loan amounts from $5,000 to $150,000
  • Terms from 2 years to 3 years
  • General plant and equipment, office and IT equipment, software, POS equipment, medical and dental, forklifts and excavators
  • Loan term and rate vary by equipment type
  • Choice of fully amortizing or balloon
  • Loans available for private sale
  • Take ownership from day one (not a lease or rental)
  • For business use only
  • With early repayment option
GET STARTED

24 MONTH SECURED BUSINESS LOANS

A 2 year loan suited for longer term projects
and capital investments, secured by property

From 13.75% p.a.

Facility Term up to 2 years

  • Loan amounts from $5,000 to $500,000
  • Terms up to 2 years with early repayment option
  • Requires caveat or 2nd mortgage security on commercial or residential property
  • Available for longer dated capital projects (not suitable for working capital finance)
  • Lower rates for mortgage (vs. caveat)
  • For business use only
GET STARTED

General Working Capital

  • FLEXIBLE BUSINESS LOAN

    A Business Loan with a redraw
    option for any business purpose

    From 7.58%*

    Facility Term 3-12 months

    • Loan amounts from $5,000 to $500,000
    • Any business purpose
    • Convenient redraw option
    • Sized according to business turnover
    • Easy application process
    FIND OUT MORE
  • LINE OF CREDIT

    A revolving Line of Credit
    for international supplier purchases

    From 7.58%*

    Facility Term revolving

    • Loan amounts from $5,000 to $500,000
    • True revolving Line of Credit
    • Pay international supplier purchases
    • Only pay interest on funds used. No line fees or establishment fees
    • Simple repeat transaction process within credit limit
    • Highly competitive FX rates through our FX partner
    FIND OUT MORE

Pay International
Suppliers

  • LINE OF CREDIT

    A revolving Line of Credit
    for supplier purchases

    From 7.58%*

    Facility Term revolving

    • Loan amounts from $5,000 to $500,000
    • True revolving Line of Credit
    • Pay international supplier purchases
    • Only pay interest on funds used. No line fees or establishment fees
    • Simple repeat transaction process within credit limit
    • Repayments replenish available credit
    • Highly competitive FX rates through our FX partner
    FIND OUT MORE

Finance a Truck
Vehicle or Trailer

  • VEHICLE FINANCE

    Finance for the purchase
    of business vehicles

    From 9.75% p.a.

    Facility Term 2 to 5 years

    • Loan amounts from $5,000 to $250,000
    • Terms from 2 years to 5 years
    • Simple vehicle secured term loan with no surprises
    • Vehicles up 12 years of age at end of loan term
    • Choice of fully amortizing or balloon
    • Loans available for private sale
    • Take ownership of vehicle from day one (not a lease or rental)
    • For business use only
    • With early repayment option
    FIND OUT MORE
  • TRUCK & TRAILER FINANCE

    Finance for the purchase
    of truck or trailer

    From 12.75% p.a.

    Facility Term 2 to 5 years

    • Loan amounts from $5,000 to $150,000
    • Terms from 2 years to 5 years
    • Light commercial, trucks up to 4.5t and trailers
    • Up to 12 years of age at end of loan term
    • Choice of fully amortizing or balloon
    • Loans available for private sale
    • Take ownership from day one (not a lease or rental)
    • For business use only
    • With early repayment option
    FIND OUT MORE

Finance for
Business Equipment

  • EQUIPMENT FINANCE

    Finance for the purchase of a wide range
    of business equipment

    From 12.75% p.a.

    Facility Term 2 to 3 years

    • Loan amounts from $5,000 to $150,000
    • Terms from 2 years to 3 years
    • General plant and equipment, office and IT equipment, software, POS equipment, medical and dental, forklifts and excavators
    • Loan term and rate vary by equipment type
    • Choice of fully amortizing or balloon
    • Loans available for private sale
    • Take ownership from day one (not a lease or rental)
    • For business use only
    • With early repayment option
    FIND OUT MORE

Longer Term Secured
Business Loans

  • 24 MONTH SECURED BUSINESS LOANS

    A 2 year loan suited for longer term projects
    and capital investments, secured by property

    From 13.75% p.a.

    Facility Term up to 2 years

    • Loan amounts from $5,000 to $500,000
    • Terms up to 2 years with early repayment option
    • Requires caveat or 2nd mortgage security on commercial or residential property
    • Available for longer dated capital projects (not suitable for working capital finance)
    • Lower rates for mortgage (vs. caveat)
    • For business use only
    FIND OUT MORE

Access to Business Loans, Simplified

Being able to arrange business finance quickly and easily can make a substantial difference to any business. The Business Loans team has helped many clients with funding for immediate projects and opportunities. With a business loan from Business Loans, your pricing is clear, competitive and known upfront. Enjoy the convenience of having funds when you need them. At any time you can speak to our experienced Relationship Managers who can discuss your options and help you get funded, fast.

How It Works


STEP 1

APPLY ONLINE IN MINUTES

Our application is 100% online. It is easy
to enter your basic personal and business information and link your data with a simple click for fast processing.


STEP 2

RECEIVE APPROVAL

You will receive loan terms for review. A Business Loans Relationship Manager is always available to talk you through your options.


STEP 3

GET FUNDED, FAST

Once you sign the Loan Agreement, funds are wired to your business account same day. It's that simple.

GET FUNDED

Choosing the right finance partner is important

Here at Business Loans we understand the importance of choosing the right finance partner. Staffed by banking professionals, we pride ourselves on providing the highest levels of customer service. We are experts in small business finance because small business finance is all we do.

Can we help you?

We have helped many businesses all across Australia with managing working capital, purchasing inventory, funding new projects, purchasing equipment and funding other initiatives. We provide business loans to all industries including retail, wholesale, manufacturing, professional services, food and beverage, technology, automotive and many more.

MINIMUM CRITERIA FOR FINANCE

Minimum criteria to assess your business for a business loan are as follows:

  • 1+ Years in Business
  • $10K in monthly sales
  • Healthy credit
  • Healthy cashflow

CONTACT US

1300 264 872